CPA New Braunfels Alternative.The week the river closed.
Steven Palmieri, a Tax CFO and the Entrepreneur's CFO, closes the books, leaves payday with the provider already paying the crew, and writes the return once Comal and Guadalupe are on their own lines.
Talk about the week.
Name the river week.
Dallas is where this practice sits. Owners in New Braunfels meet us on a video call, share the books, and pick one day a month for the close.
You will be talking to the Steven Palmieri practice.
When the water runs too fast.
The city shuts the Comal when flow hits 600 cubic feet a second. Texans who have watched a river rise know that jolt. We still file the morning's sales on the day the chute closed.
Click to see the river day ›Tap to see the river day ›
Close the month.
A closed month is the bank, the deposits, and the books telling one story. Relief is a short report you can hand over without an apology.
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Two counties, two lines.
The Comal runs about three miles from the springs to the Guadalupe. We read Comal on its own line and Guadalupe on its own.
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Who keeps the file.
Gruene Hall has held music since the town was young, beside the gristmill ruins where people still eat. We share that night as Texans, with no table of our own. The card batch belongs in the month the band played.
Click to meet the practice ›Tap to meet the practice ›
Write the return.
April only works if every month already names its county. We do not start from a March pile and hope the summer sorts itself out.
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School rate and sales tax.
A school notice and a sales filing can share one spring. Both stay on the same calendar.
Click to see the rates ›Tap to see the rates ›Wurstfest runs ten days in November along the Comal, the 65th year, with dozens of bands across five stages. We plan the close around it so those deposits do not hide under one batch name.
Six notices a river week can bring.
Open the sheet that matches your week. It says what we do next.
1The morning the chute closed
The morning the chute closed.
Flow at 600 cubic feet a second is the city's own shutoff for the Comal, and the sales rung up before the gate still belong to that morning.
The deposit is dated to the shutoff, even when the processor waits until a quieter day to settle.
2The Comal sales line
The Comal sales line.
On the Comal side the register carries the city's 1.5 percent and Comal County's 0.5 percent above the state 6.25.
That county slice stays on a Comal line so a Guadalupe door cannot absorb it.
3The Guadalupe sales line
The Guadalupe sales line.
A door on the Guadalupe side still collects the city's 1.5 percent, then Guadalupe County's own 0.5, and the total the customer saw is still 8.25 percent.
The return names Guadalupe from the street address, not from the zip code the software guessed.
4A hotel return that is zero
A hotel return that is zero.
Rooms and short term rentals inside the city still send the local hotel return in a month with no guests, and the 7 percent city levy applies only when a charge existed.
The zero goes out on the 20th so a quiet festival week does not mature into a penalty.
5The May franchise report
The May franchise report.
A closed year under 2,650,000 dollars owes nothing on the 2026 or 2027 franchise report. When the tax applies, retail and wholesale pay 0.375 percent and any other trade pays 0.75 percent. The report leaves on 15 May, even after a November when Wurstfest swelled the deposits.
The closed year decides whether that line was cleared. A guess in April is how July gets an amended report.
6The April rendition
The April rendition.
Business property in this town is usually listed by 15 April, and a written request to the district can slide the list to 15 May.
We ask which appraisal district actually has the door before that list leaves.
Owners along the Comal and the Guadalupe get Steven Palmieri as Tax CFO, the Entrepreneur's CFO, for the close and the return.
Meet the practice.What a closed week actually is.
Open
A weekend on the water can look like one lump in the bank and ten different days in real life. Tubes, a gift shop, a patio, and a room charge do not belong in the same bucket just because they hit the account on Monday. We split them back to the day they were earned. The past gets cleaned up that way, one week at a time, until the month can close.
Right now means the month still unfolding, the one with today's deposits in it. We name a day for the close and we keep it. Money that hits the bank on the second belongs to the month the statement shows, unless you can say out loud that the prior month already earned it. A cutoff with a label beats a chart that has been smoothed into a lie.
After the months are real, the return and the choices still open before December can finally be talked about. Estimates stop being a surprise when the months underneath them are real. By October the year is visible enough that a conversation about it can be about choices, not about missing weeks.
Comal on one line, Guadalupe on the other.
Open
State sales tax is 6.25 percent. Local code 2046015 is this city's own slice, 1.5 percent, sitting on top of the state piece. Comal County adds 0.5 percent under local code 4046006. Guadalupe County adds 0.5 percent under local code 4094007. Both combined totals are 8.25 percent, and the return is due on the 20th. Same total, different county line. That is the whole trick, and it is also the whole mistake when a file uses one rate for every address.
We ask which side of the county line the door is on before we code a deposit. A shop near the Guadalupe and a shop near the springs can both say they are in town and still owe a different county. The zip code is a hint. The address is the fact.
Hotel tax is a separate story. The city levies 7 percent on a room or a short term rental when the charge is at least two dollars a day. A property with no guests still files. A zero month filed on the 20th is a quiet month. A zero month nobody filed is a penalty waiting on the 91st day, and the worry of that letter is reason enough to put the return on the calendar.
The first month with us.
Open
Most people call while a month is still sitting open on the counter. What we need first is the bank, the file, the last month you would hand to a partner, and the worry that made the phone ring. On that first look we either put the open months ahead of everything else, or we tell you the honest thing, which is that you may not need this practice yet.
Price follows that shape. Nine open months and a year that already closed are different jobs, which is why this page refuses to print a typical price. The quote names the scope. If a month or a notice was missing from the quote, we price that piece in the same conversation, and we do it before any work begins.
Payday setup means the registrations and the account map, so the provider already paying your crew can keep paying them. We do not run the paydays. The crew still gets paid by the people you already chose.
What we hand you when the month is done.
Open
You get a profit and loss that ties to the bank, a short list of anything still open, and a note on the sales tax that is about to leave. If a hotel return is due, it is named. If a rendition is coming, it is named. We do not add a stack of charts to make the package look heavier.
A lender who wants a signed report hears that limit before we talk about the package. Anything we prepare as a statement leaves with no opinion attached to it. If the signature has to come from someone else, we say so while there is still time to ask them.
The feeling we are aiming at is ordinary and worth having. You can look at the month, know which county it belongs to, and sleep. That is the close. The return comes after, built on months that already happened.
Where the two counties stand.
You will be talking to the Steven Palmieri practice.